Vol. 7 No. 2 (2024): Pakistan Journal of International Affairs
Articles

THE ROLE OF FINANCIAL INSTITUTIONS IN COMBATING MONEY LAUNDERING IN PAKISTAN

Published 2024-06-20

Abstract

Financial institutions in Pakistan play a strategic role in combating money laundering as they are the first line of defense in the financial landscape. They want to prevent these operations with the help of strict measures of legalization, progressive technologies for monitoring transactions, and cooperation with law enforcement agencies. This paper aims to understand what roles and measures the financial institutions in Pakistan need to undertake and the changes that need to be made. It also considers the general legal and supervisory systems in operation within the area of study by exploring the difficulties that financial organizations encounter in administering of the Anti-money laundering measures. The study also elaborated on the measures drawn out from Pakistan's precedence which the other nations going through the same experience can implement while enhancing the facets of the financial institutions to contain the illicit exercises. The paper then provides an overview of the money laundering process, and an explanation of the various phases in the money laundering process of placement, layering, and integration, and how the financial institutions can identify and counter the money laundering process. Furthermore, there is an analysis of relations between money laundering, terrorism financing, and other related forms of financial crimes to pay attention to the notion that the fight against such crimes requires more consistent and integrated efforts of the financial industry, supervisors, and the police